NCEES Principles and Practice of Surveying Practice Exam

The warranty deed provides the highest level of title protection to the grantee because it guarantees that the grantor holds clear title to the property and has the right to convey it. This type of deed includes several important covenants or guarantees made by the grantor regarding the property.

Firstly, a warranty deed typically includes a warranty of seisin, which assures the grantee that the grantor owns the property and has the legal right to transfer it. Additionally, it usually guarantees that the property is free from any liens or encumbrances, unless specifically stated otherwise in the deed. Another key aspect is the covenant against encumbrances, which promises that there are no other claims against the property that could affect the ownership.

Furthermore, if any issues with the title arise after the transfer, the grantor is obligated to defend the grantee against any future claims or challenges to the title. This ongoing commitment is what distinguishes a warranty deed from other types of deeds, such as a quit claim deed or a bargain and sale deed, which offer significantly less protection to the grantee.

In contrast, a quit claim deed simply transfers whatever interest the grantor may have in the property without any warranties, providing no guarantees about the title. A bargain and sale deed implies